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After the storm: The right way to get reimbursed for spoiled meals, keep away from misplaced checks and different methods 



Storms and different excessive climate occasions can wreak havoc on older People’ lives, affecting their properties, funds and even their well being lengthy after the rain stops and the snow melts. 

States throughout the U.S. have been battered by storms on Tuesday, with some 196 million individuals affected by snow, extreme winds, heavy rain, thunderstorms and tornadoes, Axios reported. As of Tuesday night time, North Carolina, New Jersey, Kansas, Maryland and Florida had declared states of emergency. 

The situations are harmful: The storms have killed no less than 4 individuals and displaced dozens extra, NBC reported. As of Wednesday morning, 370,000 individuals have been nonetheless with out energy within the mid-Atlantic, together with greater than 100,000 within the Southeast and virtually 97,000 in New England, in keeping with PowerOutage.us, an internet site that aggregates power-outage knowledge from utility firms throughout the nation. 

People of all ages, and particularly older individuals, are urged to organize for such storms. And after a storm, individuals typically face points with with utilities, medicines, funds and residential repairs. Listed here are some restoration methods and ideas.

Reimbursement after an influence outage

In case your energy is out for a number of days, you might be eligible to obtain reimbursement from their utility firm. After Tropical Storm Isaias in 2020, Con Edison, an electrical and gasoline firm in New York Metropolis and Westchester County, N.Y., reimbursed clients for meals and prescription medicines that had spoiled on account of a scarcity of refrigeration. Nationwide Grid, a utility firm working in New York and Massachusetts, gives clients who expertise an influence outage lasting greater than 72 consecutive hours reimbursements for meals and prescription medicines, in keeping with the corporate’s web site.  

House repairs 

If a storm impacts your property, doc the injury for insurance coverage functions, the Purple Cross says.  

Evaluate costs earlier than hiring a contractor or firm for any house restore. Discover a skilled who’s licensed and insured, and make funds because the work is finished and never upfront, the Division of Well being and Human Service’s Administration for Group Dwelling recommends. 

Safe funds 

As a result of disasters can have an effect on mail service, contemplate signing up for digital supply of monetary statements, together with from packages reminiscent of Social Safety, in addition to direct deposit of any common funds coming in. This may avert the potential of stolen checks, in keeping with Prepared.gov, a marketing campaign to help individuals in getting ready and responding to emergencies that’s run by the Division of Homeland Safety. There are two protected methods to get federal advantages, the division says: by direct deposit to a checking or financial savings account, or with the Direct Categorical pay as you go debit card, which is designed particularly for federal advantages. 

Different assets 

The U.S. Division of Well being and Human Companies, by way of the Emergency Prescription Help Program, helps individuals refill their prescriptions after a catastrophe. 

The division additionally recommends that folks examine for federal help and advantages at www.disasterassistance.gov, which offers info and help with regard to disasters. You can even attain out to native emergency-management businesses about grant packages to help in catastrophe restoration. The Eldercare Locator, accessible by way of www.eldercare.acl.gov or 1-800-677-1116, is a nationwide marketing campaign to supply info, assets and help on a wide range of points pertaining to older People.

Put together for the subsequent catastrophe 

Have a plan in place within the occasion of a storm or different pure catastrophe. These plans, the American Purple Cross recommends, ought to embody gathering emergency provides reminiscent of meals, drugs and water, in addition to ensuring vital paperwork, together with medical, private and monetary data, are saved in a protected place. Join native emergency alerts and plan forward for the way you’ll protected throughout a storm, together with the place to evacuate if want be and look after dependents or pets throughout that point. 

The Higher Rochester Chapter of the American Purple Cross has developed a complete disaster-preparedness doc “for seniors, by seniors” that lists vital contacts in addition to the fundamentals to think about when making a catastrophe plan.



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